outbuildings = sheds and stuff like that.
Contents = 190k isnt that much. Add what you have in your house, it goes up quickly.
Liability: check for 2M
Deductible: go for 1k.
Add. Living expenses = hotel rooms, ... in case you cant live in your house.
910 is ridiculous. Shop around kanetix?
I was paying about 350 for an end unit townhouse that I sold for 240k.
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